It doesn’t matter how long you’ve been a dentist—you know that operating a successful dental office can be a delicate procedure. As a healthcare professional, you understand that protecting your business benefits you, your employees, and your patients. Part of protecting your business means making sure you have an insurance policy that covers all aspects of your office. Even more importantly, you should always check your insurance policy to make sure it’s updated to meet your needs. The following items are just a few that you should include in your dental office’s business insurance policy:
- Malpractice Insurance: You probably have a good relationship with most of your patients, especially if they’re regulars. However, this doesn’t mean that one of your patients might find fault with your work. Having malpractice insurance protects you from patient claims, which could interrupt your regular business operation and hurt your reputation.
- Workers’ Compensation: Your technicians and staff all do their best to be careful, but they still run the risk of suffering a workplace related injury every day. If one of your employees is injured, workers’ compensation can cover the payments for their treatment and lost income without affecting you directly.
- Patient Information: Your patients’ records might not be the first thing that come to mind when you’re considering which aspects of your business you’d like to insure. Yet patient information should be one of the first things you get coverage for. Even if you have a solid security system, your patients’ information is still liable to theft.
- Business Property and Equipment Insurance: Although these are two different kinds of insurance, they both cover the same interest. Insuring the physical property, building, and equipment inside the building protects you from any damage that might occur to any of the physical components of your business.
Having a good insurance policy means that you’ll have one less thing to worry about in the event something happens. By updating your policy to accommodate changes in your office, you ensure that your business will keep running smoothly, even if something happens to threaten it. Do you have questions about your insurance policy? We here at Reed Street want to help. Get in touch today to find out how we can help you navigate your dental office insurance policy.Asics footwear | Nike Air Force 1 Low LX ‘UV Reactive’ , DA8301-100 , Fitforhealth